Top 10 Reasons RCU Rocks!

10- ANYONE living in Chaves, Lincoln, DeBaca,
Eddy and Roosevelt counties can be members, PLUS family members can join no matter where they live!

9- As a Credit Union member, you get 10% off at Sprint...CHA CHING!

8- Our Ruidoso Branch offers the same services as Roswell, plus mountains and pine trees!

7- Direct Deposit gives you quick access to your paycheck and Payroll Deduction takes care of your bills for you, so you don't miss a payment.

6- Christmas Clubs, Christmas Clubs, Christmas, Christmas Clubs!

5- Signature Loans for members are easy because we TRUST you!

4- Our Visa and Discover cards offer a fixed rate, no annual fee and a super cool UFO design!

3- We have an app for that! Check your account balance, transfer funds or pay bills from your phone any time of day or night!

2- We can reduce the interest on your vehicle loan by up to 2%*

1- Our tellers know your name... well except for the new guy!

*base rate of 4%, OAC
2nd Chance Sale

Don’t miss our 2nd Chance to Refinance Loan Sale!  We’ll take your existing vehicle loan from any other financial institution or company and work with you to lower your monthly payment.  We’ll reduce your interest rate by up to 2%.  (Base rate 4.0%)

It’s easy – simply bring in your payment book or loan paperwork that reflects the current terms of your loan, complete an application…and we’ll do the rest.

Introducing the RCU Discover Card
Boost your purchasing power with the RCU Discover Card!
-Zero Liability
-Fee-free Cash at Checkout
-Competitive Rates
-24/7 Customer Service
-Fixed Rate 12.9%
The RCU Visa Credit Card Difference
Low APR!
Spending Flexibility!

Your credit card account will be managed by your credit union. Balance transfers, payments, cash advances, etc. can all be done at your credit union for you.

RCU Visa Application : RCU Visa Disclosure

If your Credit Union Visa Credit Card is lost or stolen please call:
575-623-7788 or after hours 866-604-0381

Member Cellular Discounts with Sprint
RCU Switch Kit

Internet Banking, Bill Pay, & E-Statements

Internet Banking, Bill Pay and E-Statements offer you the ease and convenience of receiving current account information, paying all of your bills and receiving your statements all in one place.

It’s safe & secure - with one quick and easy phone call to your credit union, we will set up and guide you to your credit union account(s).
Membership Application Made Easy!

Roswell and Ruidoso Credit Unions are now making becoming a member easier. You may now apply online! By clicking on the Membership Application link below, you will be able to apply for membership into the credit union and start enjoying all of our products and services offered to members only. We look forward to serving you!

Membership Application Link

There’s an app for that…

TouchBanking is the latest service that your Credit Union has to offer. We are excited to announce that you can now check your balance, transfer money, and pay bills from your smartphone.

Call or Stop In!

Main Office:
2514 N Main Street
Roswell, NM 88201
Phone: 575.623.7788
Toll Free: 877.623.7788
Fax: 575.622.2340

Branch:
26144 US Hwy 70
Ruidoso Downs, NM 88346
Phone: 575.378.5200
Fax: 575.378.5203
Hours of Operation:
Lobby: Monday- Friday 9:00 am – 4:30 pm
Drive Thru: Monday – Thursday 8:30 am – 5:30 pm Friday: 8:30 am – 6:00 pm
Saturday: Roswell- 9:00 am – 1 pm
              Ruidoso- 9:00 am – 12 pm

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