Holiday Shopping Safety: How to Protect Your Accounts

The holiday season brings family, fun, and—for most of us—a little extra spending. Unfortunately, it’s also a time when scammers work overtime. Whether you’re shopping in-store or online, taking a few precautions can go a long way in keeping your accounts and personal information safe.

Here are some simple ways to protect yourself this season:

1. Use Secure, Trusted Websites

When shopping online, make sure the website address begins with https:// and look for a small padlock symbol near the URL. Avoid clicking on links from unfamiliar emails or social media ads that seem “too good to be true.”

2. Be Cautious When Using Public Wi-Fi

Public Wi-Fi networks—like those in restaurants or stores—are convenient but not always secure. Avoid making purchases or accessing your accounts when connected to public networks.

3. Monitor Your Accounts Regularly

Checking your account activity frequently helps you spot suspicious charges quickly. If you notice anything unusual, contact Roswell Community Federal Credit Union right away so we can help.

4. Set Up Account Alerts

Account alerts are an easy way to stay informed. You can receive notifications for purchases, low balances, and other account activity, giving you extra visibility during a busy shopping season.

5. Watch Out for Phishing Scams

Scammers often impersonate delivery companies, retailers, or even financial institutions during the holidays. Be wary of unexpected emails or text messages asking for personal information, clicking unknown links, or urging you to “fix an issue immediately.”

6. Use Strong, Unique Passwords

Using the same password everywhere makes it easier for scammers. Create strong, unique passwords for your online shopping accounts and update them regularly.

7. Protect Your Debit Card

When shopping in person, try to keep your card out of sight and shield the keypad when entering your PIN. If you ever lose your card or believe it may have been compromised, contact us right away so we can help secure your account.

8. Keep Your Devices Updated

Phones, tablets, and computers should have updated software and antivirus protection. These updates often include important security fixes that help protect your information.

If You Need Us, We’re Here

If you have questions about your account or need assistance after noticing suspicious activity, Roswell Credit Union’s team is ready to help. Give us a call or stop by our branch—we’re here to support you through the holiday season and all year long.